TrueYieldby Mostly Works Studio

What your investment is really worth

Project a plan, then switch on tax and inflation to see the number you would actually keep.

A fixed amount invested every month.

₹500₹5.00 L
1y30y
1%p.a.30%
0%raise each year25%

Each instalment is taxed on its own holding period.

0%held 12m+30%
0%held under 12m40%
₹0₹5.00 L

Restates the corpus in today's purchasing power.

0%p.a.15%

Where the money comes from

₹1.19 CrBefore tax
You invested
₹45,00,00038%
Returns kept
₹64,87,91255%
Lost to tax
₹9,10,3738%
You invest
₹45,00,000
Market adds
₹73,98,285
Real return
4.8% p.a.

after deductions

What you actually keep

  1. Projected corpus₹1,18,98,285

    What the plan returns before deductions

  2. After capital gains tax₹1,09,87,912

    ₹9,10,373 to tax

  3. Worth in today's money₹45,84,872

    ₹64,03,040 to inflation

Growth over time

Your contributionsReturnsIn today's money
₹0₹30.00 L₹60.00 L₹90.00 L₹1.20 CrYr 1Yr 8Yr 15

Projections assume a constant annual return, which real markets do not deliver. Tax is estimated on default rules — capital gains taxed per holding period for market instruments, interest taxed yearly at your slab for deposits — and ignores surcharge, cess, TDS, and any other income. This is an estimate for planning, not investment or tax advice.